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Know someone who could benefit from Caradoc Townsend Mutual Insurance Company? Refer a friend, family member, or neighbour and help them connect with our team.
When your referral receives a quote from CTM, you and your referral will both receive an entry into our next quarterly draw for a chance to win a $500 gas or grocery gift card.
Please note: You must be a current CTM policyholder to make a referral. Draw entries are awarded once the referred individual has received a quote from CTM.
Draw 1 – December 16, 2026
Winner – To Be Announced
Draw 2 – March 17, 2027
Winner – To Be Announced
Draw 3 – June 16, 2027
Winner –To Be Announced
Draw 4 – September 15, 2027
Winner –To Be Announced
Draw 5 – December 15, 2027
Winner –To Be Announced
There is no limit to the number of individuals you may refer through the CTM Referral Program. One completed quote is equal to one draw entry for the referring policyholder and one draw entry for the referred individual. Individuals may only be referred once, and draw entries reset following each quarterly draw. Winners must claim their prize within 30 days of notification. If a prize is not claimed within the specified timeframe, an alternate winner may be selected. Winners may be featured on the CTM website and other CTM marketing channels, subject to consent. CTM reserves the right to modify, suspend, or cancel the Referral Program at any time.
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