At CTM, we offer tailored insurance solutions backed by local expertise and a promise to protect what matters most to you.
- Auto
- Home
- Farm
- Commercial
Get a quote today
Auto insurance
The Auto Insurance landscape in Ontario has changed a lot in recent years. As a result, we at CTM are able to be more competitive than ever when it comes to auto rates.
Contact us today; whether you are shopping around for insurance quotes or just looking to get more information, our team of agents at CTM can personally help you select the coverage that suits your needs and budget for:
- Private Passenger vehicles
- Recreational vehicles
- Commercial vehicles
- Farm vehicles
Get a quote today
Home insurance
Having insurance is all about peace-of-mind, and we can provide you with policies that are worth coming home to.
At CTM, our team of agents and brokers takes time to get to know you and tailor a policy to meet your needs. With Residential Insurance, there is a wide variety of coverage options, and it can seem daunting, contact our team of experts for a no-obligation quote.
We invite you to speak with us today about insurance for:
- Homeowners
- Condominiums
- Tenant’s packages
- Seasonal Dwellings
- Rental Dwellings
- Personal Liability
Get a quote today
Farm insurance
It’s not just fire and wind insurance for farmers these days. CTM has the coverage options you need, from hobby farms to large-scale farming operations or even a large-acreage rural home.
We can help you understand insurance coverage for earnings, farm accidents, liability and more. CTM’s agents would be pleased to speak with you about:
- Barns/Outbuildings
- Livestock
- Produce
- Market Gardener
- Farm Liability
- Farmers’ Limited Pollution Liability
Get a quote today
Commercial Insurance
We understand the pressures that come with running a business, and affordable, worry free insurance is what you need. We are experienced and well versed in providing commercial insurance for:
- Retail Stores
- Churches
- Contractors
- Offices
- Commercial General Liability
We are driven by our mission:
We deliver sustainable insurance solutions where funds stay and support our communities. As members of these communities, we are committed to protecting, contributing and giving back so we can all thrive.
*IMPORTANT INFORMATION ABOUT CHANGES TO YOUR AUTOMOBILE POLICY*
The Financial Services Regulatory Authority of Ontario (FSRA) has introduced changes to the Ontario Automobile Policy (OAP1) Wording and Endorsements (OPCF) effective January 1, 2024. More specifically, different options are available for loss or damage to your vehicle.
Please contact your broker or agent for more information. You can also visit the Financial Services Regulatory Authority of Ontario (FSRA) at https://www.fsrao.ca/. To learn more click on the button below.
Discover the Caradoc Townsend Mutual Difference.
Call us today for more information about our services.
Request a Free Quote Today
Whatever your insurance coverage needs are, our experts take the time to get to know you to ensure you have the coverage you need.
Get a quote or talk to an agent.
