The Annual and a Special General Meeting of the Members of Caradoc Townsend Mutual Insurance Company will be held online on the 20^th day of March, 2025 at the hour of seven p.m. for the following purposes:

1. To receive the Annual Statement and Auditors’ Report for the year ending December 31, 2024.
2. To consider and if thought fit, to adopt, amendments to the Company’s By-law 1 – 2018 passed by the Board of Directors December 16, 2024. The substantive amendment is that the Board be reduced to (seven) 7 directors, commencing with the 2025 Annual Meeting.

• A complete copy of By-law 1 – 2018 with the amendments incorporated is available for review by all members at the head office during regular business hours or will be provided upon request.

3. To appoint Auditors for 2025.
4. To elect two (2) Directors for a three (3) year term. and one (1) director for a two (2) year term. Directors whose terms expire at the meeting are Susan Clarke, Robin Opersko, and Brian deJeu, all of whom are eligible for re-election and are recommended by the Nomination Committee for re-election. The two (2) Directors seeking a three (3) year term are Susan Clarke and Robin Opersko. The Director seeking a two (2) year term is Brian deJeu.

Members need to register for the meeting in advance. Registration will open on March 1st, 2025. 

The Annual Statement may be viewed after March 5, 2025, on the website at www.ctmins.ca.  Policyholders may obtain a copy of the Annual Statement by sending a written notice to the head office of Company at 780 Old Highway 24, Waterford, Ontario, N0E 1Y0

Neil Shay, President

For the Board of Directors